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Growth12 min read16 September 2026

How to Start a Travel Agency With Visa Services: Licences and Plan

A new travel agency can build visa services in from day one. This guide covers the licences and accreditations that actually apply, the host-versus-independent choice, and a business plan that treats visas as a real revenue line.

Two business partners at a wooden table in a small new office, reviewing printed registration forms, a passport and a notebook, with moving boxes and a potted plant in the background

Key takeaways

  • There is no single global travel agency licence: registration depends on where you are based and where you sell, from US seller-of-travel laws to ATOL in the UK and the Ministry licence in Turkey.
  • IATA accreditation is a commercial accreditation for issuing airline tickets, not a legal licence to trade, and US agencies go through IATAN instead.
  • Joining a host agency lets a new agency sell before it has its own accreditations, at the cost of a commission split and less control.
  • Visa services belong in the business plan as a separate revenue line with its own pricing, scope limits and staff time, not as a free extra.
  • Helping with visa paperwork and giving immigration advice are different activities, and the second is regulated in several destination countries.

What do you need to start a travel agency that also sells visas?

To start a travel agency with visa services you need a registered business, whatever travel licence or registration applies where you are based and where you sell, a decision on host agency versus independent accreditation, a written business plan, and a clear scope for visa work that stays on the assistance side of immigration advice.

That answer hides a lot of variation. A search for travel agency licence suggests there is one document to obtain. In practice there is a patchwork: some jurisdictions require a government licence before you trade, some require a registration and a bond, some only care if you sell certain products such as flight packages, and some have no travel-specific rule at all. On top of the legal layer sits a commercial one — airline accreditation, supplier contracts and payment processing — which decides what you can sell and on what terms.

Visa services add a third layer. A traveller booking with you will often need a visa, an eVisa or an electronic travel authorisation, and a new agency that plans for this from the beginning gets a revenue line most competitors treat as an afterthought. If you already run an established agency and only want to bolt visas on, our guide to adding visa services to an existing travel agency covers the referral, partner and white-label models in depth. This article is for founders starting from zero.

Nothing here is legal advice. Rules differ by country and change, so treat each example below as a pointer to the official source, and confirm the current position with the regulator or a local adviser before you commit money.

Which travel agency licence or registration do you actually need?

The requirement depends on two things: where your business is established, and where your customers are. Selling online does not take you outside the rules of the places you sell into. The examples below are among the most commonly searched, and each was checked against the official source at the time of writing (September 2026).

Licence or accreditationWhat it coversWhere it applies
Seller of travel registration (California)Registration with the Attorney General before doing business, with a per-location filing fee and annual validitySellers of travel doing business in California
Seller of travel registration (Florida)Annual registration with the state agriculture and consumer services department, backed by a surety bondSellers with a Florida location or selling travel in Florida
ATOLLicence from the UK Civil Aviation Authority for selling flight-inclusive packages and certain flight-only salesBusinesses selling to UK consumers, including those based outside the UK
Seyahat acentası işletme belgesi and TÜRSAB membershipMinistry of Culture and Tourism operating licence, issued to companies, with mandatory membership of the travel agencies associationAny business carrying out travel agency activity in Turkey
IATA accreditationCommercial accreditation to sell airline tickets and settle through IATA's Billing and Settlement PlanAgencies outside the US that want to issue tickets themselves
IATAN accreditationThe programme IATA directs US-based agencies to for accreditationTravel agencies located in the United States

California requires a seller of travel to apply for registration with the Attorney General not less than 10 days before doing business in the state, and registration runs for one year, according to Business and Professions Code section 17550.20. Florida requires annual registration and proof of assurance in the form of a surety bond; check the current fee and bond amounts on the FDACS page rather than relying on a figure copied into a blog. California and Florida are only two examples, so check whether each state you sell into has its own rule.

In the UK, the CAA states that the ATOL Regulations apply equally to businesses established outside the UK if they advertise and sell to UK consumers. An agency that only sells visa assistance and hotels is in a different position from one that packages flights, which is why product design and licensing need to be decided together.

In Turkey, Law No. 1618 says that carrying out travel agency activity requires an operating licence from the Ministry, that the licence is issued to legal entities, and that membership of TÜRSAB is mandatory. The application runs through both the Ministry and TÜRSAB, including an office inspection.

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Should a new agency join a host agency or go independent?

Most founders face this choice before any other, because it decides how quickly they can sell. A host agency is an established, accredited agency that lets independent agents sell under its supplier contracts and accreditation in exchange for a share of commission. An independent agency holds its own registrations, accreditations and supplier relationships.

Some state rules recognise working under another registered seller. California's seller-of-travel statute, for example, contains an exemption for certain individuals and limited liability companies that have a written contract to act on behalf of a registered seller of travel; the conditions are specific, so read section 17550.20 before relying on it. Florida's page notes an exemption tied to a history of Airlines Reporting Corporation contracts under the same ownership, which a brand-new agency will not have.

FactorHost agencyIndependent agency
Time to first saleShort, because you use the host's contractsLonger, because you set up your own
Upfront costUsually lowerHigher: registrations, bonds, guarantees
CommissionShared with the hostKept in full
Brand and dataOften partly controlled by the hostFully yours
Airline ticketingThrough the host's accreditationThrough your own IATA or IATAN accreditation
Visa servicesDepends on what the host allowsYour decision

For airline tickets, IATA describes three accreditation models. GoLite has simplified requirements and no minimum financial guarantee to issue air tickets; GoStandard gives access to all IATA standard payment solutions; GoGlobal is aimed at multi-country agencies with one set of financial criteria and a single guarantee. IATA's accreditation page sends US-based agencies to the IATAN programme instead, and requirements vary by country, so use IATA's country checklist for your market.

A reasonable sequence for many founders is to start hosted, prove demand, and apply for independent accreditation once volume justifies the cost. Visa services are a useful test during that period, because they do not depend on airline accreditation at all.

What should a travel agency business plan include?

A business plan for a small agency does not need to be long. It needs to answer the questions a bank, a bonding company, a host agency or a future partner will ask, and it needs honest numbers. This skeleton covers the essentials:

  1. Positioning: who you sell to (leisure, corporate, a diaspora community, students) and which destinations you know well.
  2. Products: flights, hotels, packages, tours, insurance and visa services, each marked as launch or later.
  3. Legal set-up: company form, the registrations and accreditations from the table above, insurance, and who checks them each year.
  4. Operating model: host or independent, suppliers, and what you outsource.
  5. Revenue model: commission, service fees and markups per product, with the visa service fee shown separately from government fees.
  6. Cost base: rent or remote set-up, bonds and guarantees, software, marketing, staff and your own salary.
  7. Cash flow: when money arrives versus when suppliers, embassies and centres must be paid.
  8. Marketing plan: the two or three channels you will test first and what a customer is allowed to cost.
  9. Risks: supplier failure, refunds, fraud, seasonality, and changes in visa rules.
  10. Milestones: what must be true at 3, 6 and 12 months to keep going.

Cash flow is where new agencies get caught out. Travel money often passes through your account on its way to someone else, and visa work adds government and centre fees that are generally non-refundable once an application is lodged. Read cash flow management for visa agencies before you set payment terms, and set up payment processing that separates the fee types from the start.

For the marketing section, pick channels you can measure and note what each one costs; our guide to visa agency marketing channels lists the options and their trade-offs.

How do visa services fit into a new travel agency?

Visa services work best as a planned product line with its own price, process and limits. Customers booking a trip regularly need to know whether they need a visa, and a new agency that can answer confidently, then handle the paperwork, has a reason to be chosen over an online booking site.

Start with the products your customers will actually need. For most leisure-focused agencies that means short-stay tourist visas, the Schengen area for travel to Europe, and electronic travel authorisations. These have published requirements and procedural work, which suits a team that is still learning.

Price them properly. The customer should always see two separate amounts: the government or centre fee, which you pass through, and your service fee, which pays for your work. The difference between a government fee and a service fee is the most common source of confusion and complaints, and it matters most when an application is refused and the customer asks for money back.

Decide early which of the three delivery models fits:

  • Refer: send visa customers to a specialist and receive a commission. Low effort, small margin. See how travel agencies earn commission on visas.
  • Partner: collect documents yourself while a specialist reviews and submits, with both sides seeing the same file.
  • Own desk: run the service under your brand, possibly with a specialist behind the complex cases.

A new agency often starts with referral and moves to its own desk once it can see steady demand. What changes the economics is volume and repeat business: a customer who trusts you with a visa is likely to book the trip through you too, and to come back next year.

Keep the scope honest. Work, study, family and settlement cases involve more judgement and higher stakes. Refer those to a qualified partner until you have the expertise, and write that rule down so every staff member applies it the same way.

Travel agent at a desk in a bright small office handing a printed document checklist to a customer, with a passport and a stack of forms on the desk

Does selling visa services need a separate licence?

It can, depending on what you do and where. The line that matters is between administrative assistance and immigration advice. Helping a customer complete a form, checking their documents against the published list, booking an appointment and submitting on their behalf is generally assistance. Telling someone which immigration route to pursue, assessing their eligibility, or advising how to present a difficult case is advice, and several countries restrict advice given for a fee to authorised people.

The UK, Australia, Canada and the United States each regulate immigration advice differently. We compare the four regimes in who can give immigration advice for a fee, and the glossary explains bodies such as the Immigration Advice Authority and OMARA. The practical point for a new agency is that the destination country's rules can apply even if your office is somewhere else.

Build these rules into the service from day one:

  • Write a one-paragraph scope statement: what your visa desk does and what it refers out.
  • Never promise an outcome. A visa decision belongs to the government, and guarantees invite complaints and, in some places, regulatory trouble.
  • Quote only requirements the embassy or government publishes, and record the date you last checked them.
  • Refer any case with a previous refusal, an immigration history question, or a long-stay purpose to a qualified adviser.
  • Keep a record of what you told each customer, so you can show later what was and was not said.

Data protection is the other obligation that arrives with visa work. Passport scans, bank statements and family details are sensitive, and privacy laws such as the GDPR in Europe or KVKK in Turkey apply to how you collect, store and delete them. Our guide to data privacy compliance for visa agencies covers the basics.

What systems does a new agency need from the start?

A new agency can run its first few bookings from email and a spreadsheet. The problems start when bookings and visa cases overlap: a customer's flight date changes and nobody updates the visa appointment, a passport scan sits in someone's personal inbox, or a government fee is taken as part of one combined payment and cannot be separated at refund time.

Set up the minimum from day one:

  • A booking tool from your host agency or your own supplier stack.
  • A visa case pipeline that shows each application's stage, owner and travel date.
  • Secure document storage with access limited by role, not a shared drive.
  • Payments that record the government fee and your service fee as separate lines.
  • Client updates by the channels your customers use, such as email and WhatsApp.

Spreadsheets break at a lower volume than most founders expect; our comparison of spreadsheets and a visa CRM shows where. For the visa side specifically, see the best software for travel agencies selling visas, which explains what to look for.

VisaCRM is one option built for this: a done-for-you platform, set up and run for the agency under its own brand, covering applications, documents, payments, client communication and a partner portal. It does not fill in government forms or give immigration advice, which keeps the scope line clear. The travel agency use case shows how it fits alongside a booking tool.

Whichever tool you choose, decide the process first and configure the software to match it. A tool bought before the process exists tends to encode whatever the first busy week looked like.

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What should the first 12 months look like?

A realistic first year is about proving demand and keeping the business legal while it grows. The table below is a planning outline, not a forecast.

PeriodFocusSign that it is working
Months 0 to 2Company set-up, registrations, host agreement or accreditation application, scope statement for visasYou can legally take a booking and a visa case
Months 3 to 5First customers, referral or partner model for visas, basic systemsRepeat questions are answered by templates, not by the founder
Months 6 to 9Review which visa types customers actually ask for, tighten pricingService fees cover the staff time they consume
Months 10 to 12Decide on independent accreditation and an own-brand visa deskSteady monthly visa volume justifies the set-up effort

Three habits make this easier. Keep a dated list of every registration and renewal, because missing a renewal can mean trading unregistered. Review published visa fees and requirements on a fixed schedule, since they change without notice. And track every visa case from enquiry to decision, so the decision about expanding the visa desk rests on your own numbers.

Growth can come faster than expected once the process is in place. Visarunway went from zero to 2,000 applications a month and cut repetitive enquiries by roughly 60%, and RotaVisa runs applications across more than 40 countries; both are specialist visa businesses, but the lesson for a travel agency is the same — the process has to be ready before the volume arrives. Their stories are in the Visarunway case study and the RotaVisa case study.

If you are still deciding between a travel agency and a pure visa consultancy, compare this plan with how to start a visa consulting business. The legal set-up, customers and margins differ, and the right choice depends on which customers you already know.

Frequently asked questions

Do I need a licence to start a travel agency?

It depends on where you are based and where you sell. Some US states, such as California and Florida, require seller-of-travel registration. The UK requires an ATOL for selling flight-inclusive packages to UK consumers. Turkey requires a Ministry of Culture and Tourism operating licence and TÜRSAB membership. Check the official regulator in every place you are established or sell into before you trade.

Is IATA accreditation required to open a travel agency?

No. IATA accreditation is a commercial accreditation that lets an agency sell airline tickets and settle through IATA's Billing and Settlement Plan. It is not a government licence to trade. Many new agencies sell flights through a host agency or consolidator first. Agencies located in the United States use IATA's IATAN programme instead of standard IATA accreditation.

What is a host agency?

A host agency is an established, accredited travel agency that lets independent agents sell under its supplier contracts and accreditation in exchange for a share of the commission. It shortens the time to first sale and lowers upfront cost, but you give up part of your margin and some control over brand and data. Check whether the host allows visa services.

Can a travel agency offer visa services without being an immigration adviser?

In many places a travel agency can offer administrative help: checking documents against published lists, booking appointments and submitting applications. Giving immigration advice for a fee, such as assessing eligibility or recommending a route, is restricted to authorised people in several countries, including the UK, Australia and Canada. Define your scope in writing and refer advice cases to a qualified partner.

How should a new travel agency price visa services?

Show the government or centre fee and your service fee as separate amounts on every quote and invoice. The service fee should cover the staff time a case actually takes, including document checks, appointment booking and client updates. Government fees are generally non-refundable once an application is lodged, so state your refund policy in writing before the first sale.

Sources

Rules, fees and processes change. We checked this article against the official sources below on 16 September 2026 — confirm anything time-sensitive with the source before you rely on it.

  1. Do I need an ATOL — UK Civil Aviation Authority
  2. Travel Agent Accreditation (GoLite, GoStandard, GoGlobal) — IATA
  3. Business and Professions Code section 17550.20 (Sellers of Travel) — California Legislative Information
  4. Sellers of Travel: Who is required to register? — Florida Department of Agriculture and Consumer Services
  5. Seyahat Acentaları ve Seyahat Acentaları Birliği Kanunu (Law No. 1618) — Republic of Türkiye, Mevzuat Bilgi Sistemi
  6. Yeni İşletme Belgesi Başvurusu — TÜRSAB
Case studies

See it running in a real agency

The patterns in this article are already deployed across these platforms. Different brands, different visa types — one engine underneath.

visarunway.app
Visarunway platform screenshot

Visarunway

Fast-growing visa agency scaling with technology
0→2K
monthly applications in year one
60%
reduction in support inquiries
48h
from kickoff to first live application
“We launched with VisaCRM from day one. The platform gave us enterprise-level capabilities without enterprise-level costs. We went from zero to 2,000 applications per month in under a year.”
Read full case study →
rotavisa.app
RotaVisa platform screenshot

RotaVisa

Premium visa consultancy for business travelers
98%
visa approval rate
40+
countries served
70%
reduction in document errors
“The document management system alone saved us hours per application. With deadline tracking and automated reminders, we never miss a submission window.”
Read full case study →
anyvisa.app
Anyvisa platform screenshot

Anyvisa

UK's leading online visa platform
300%
increase in application capacity
75%
reduction in support tickets
4.8/5
customer satisfaction score
“VisaCRM transformed how we handle visa applications. What used to take our team hours of manual work now happens automatically. We've tripled our capacity without adding headcount.”
Read full case study →
olavisa.app
OlaVisa platform screenshot

OlaVisa

Portugal-based visa specialist for UK & USA travel
EN/PT
fully bilingual platform
UK + US
primary destination focus
FIFA 26
live seasonal ESTA campaign
“The smartest way to get your travel visa, we say. The platform behind us has to live up to that — and it does. Bilingual application flow, instant ESTA support, and seasonal campaigns like our FIFA 2026 push all run on the same backbone.”
Read full case study →
Writing

Further reading

Practical guides that go deeper on running a modern visa business.

How a Travel Agency Adds Visa Services Without Becoming an Immigration Expert
Growth·10 min read

How a Travel Agency Adds Visa Services Without Becoming an Immigration Expert

Your booking system already knows which customers need a visa. The only question is whether you refer them away for free, split the fee with a processing partner, or run it under your own brand.

31 Aug 2026Read article →
Who Can Give Immigration Advice for a Fee? UK, Australia, Canada and the US
Operations·11 min read

Who Can Give Immigration Advice for a Fee? UK, Australia, Canada and the US

In several countries, charging for immigration advice without authorisation is a criminal offence. Here is a plain overview of the four regimes agency owners ask about most — and why you still have to check the regulator yourself.

14 Sept 2026Read article →
How to Start a Visa Consulting Business in 2026
Operations·10 min read

How to Start a Visa Consulting Business in 2026

Everything you need to know about launching a visa consulting business — from licensing and niche selection to technology, pricing, and getting your first clients.

15 Mar 2026Read article →
Turn Travel Agencies Into Your Visa Sales Channel
Growth·8 min read

Turn Travel Agencies Into Your Visa Sales Channel

Travel agencies have exactly the clients you want — travellers who need visas — but no desire to process them. Here's how to become their behind-the-scenes visa engine.

27 May 2026Read article →
How to Become an Immigration Consultant: Licences by Country
Growth·10 min read

How to Become an Immigration Consultant: Licences by Country

There is no global immigration consultant licence. Here is what the regulators in Canada, the UK, Australia and New Zealand actually require, why the US works differently, and what that means for building an agency.

16 Sept 2026Read article →
How to Scale a Visa Agency Without Hiring More Staff
Operations·8 min read

How to Scale a Visa Agency Without Hiring More Staff

The agencies growing fastest aren't hiring fastest — they're automating smartest. Here's how to triple your application capacity without expanding your team.

22 Mar 2026Read article →